Privacy Policy

At Bussian Insurance Agency, we are  committed to protecting your privacy as a visitor to this Web site and  as our customer. To our visitors and to our customers, we offer this  pledge:

Bussian Insurance Agency, is the owner of the  information, which is collected on this Web site. We will not sell,  disseminate, disclose, trade, transmit, transfer, share, lease or rent  any personally identifiable information to any third party not  specifically authorized by you to receive your information except as we  have disclosed to you in this Privacy Policy.

Information Collection
We  will ask you to provide your personal information to us when you enroll  for coverage and when you purchase an insurance policy from us. We will  also ask you to provide your personal information to us when you send  e-mail to us from this Web site. When you enroll for an insurance policy  at Bussian Insurance Agency, we will ask you to provide your name, home  address, mailing address, telephone number and e-mail address. This  information will be provided to the insurance company when you purchase  an insurance policy so they can establish you as a policyholder.

We  will maintain a record of your information at the offices of Bussian  Insurance Agency, so we can provide you with policyholder service. The  employees and agents of Bussian Insurance Agency, are each required to  sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each  employee has been instructed on maintaining the privacy of each  customer and the importance of protecting the customer’s personal  information.

When you purchase an insurance policy from Bussian  Insurance Agency, you will pay the premiums with your credit card,  personal check, or cash. We do not keep a record of your credit card  information. If you pay the premium using your personal check, we might  keep a copy of your check in your file. When you send us e-mail from  this Web site, you will provide us with certain personally identifiable  information including your e-mail address.

We may collect personal information from:

You, on applications or other forms. Information we collect may include names, address, and social security numbers.
Your transactions with us, such as payments of premiums or submission of claims.
Third  parties, including doctors, employers, and other insurers. Information  we collect may include medical records, employment history and claim  history.
Credit reporting agencies, insurance reporting agencies,  government agencies, and medical information providers.Information  Disclosure
Our agency makes every effort to maintain absolute privacy  while using our web site. If information is ever viewed by another  party, it is purely accidental and by using our web site, you release us  from any liability should this information be downloaded, viewed or  retrieved against our privacy rules. We shall not be liable for any  unlawful acts of others who steal this information through any means.

We  do not sell nonpublic information to anyone. We do not disclose  nonpublic personal information to our affiliates or to non-affiliated  third parties, except as required or permitted by law. As permitted by  law, we may share nonpublic information with companies that perform  administrative or marketing services to us. Our contracts with such  companies prohibit them from using nonpublic personal information for  any purpose other than that for which they were hired.

Please  contact our office at 815-235-6107 to discuss specific coverage details  and your insurance needs. In order to protect your privacy, please do  not send us your confidential personal information by unprotected email.  Instead, discuss that personal information with us by phone.

Statements  on this website as to policies and coverage’s and other content provide  general information only and we provide no warranty as to their  accuracy. Clients should consult with their licensed agent as to how  these coverage’s pertain to their individual situation.

Information  provided on this website does not constitute professional advice. If  you have legal, tax or financial planning questions, you need to contact  a qualified professional.

Notice of Insurance Information Practices
Personal  information about you, including information from a credit report and  loss history may be collected from persons other than you in connection  with this application for insurance and subsequent policy renewals. You  have the right to review your personal information in our files and can  request correction of any inaccuracies. Such information as well as  other personal and privileged information collected by us or our agents  may in certain circumstances be disclosed to third parties without your  authorization to assist in servicing your account. A more detailed  description of your rights and our practices regarding such information  can be accessed by contacting your agent or broker and asking for  additional details about our information and disclosure practices.

Any  person who knowingly and with intent to defraud any insurance company  or another person files an application for insurance or statement of  claim containing any materially false information, or conceals for the  purpose of misleading information concerning any fact material thereto,  commits a fraudulent insurance act, which is a crime and subjects the  person to criminal and (NY: substantial) civil penalties. (Not  applicable in CO, HI, NE, OH, OK, OR, or VT; in DC, LA, ME, TN, VA and  WA, insurance benefits may also be denied).

A cookie  is a piece of data that is stored on a visitor’s hard drive while they  are visiting this Web site. We may utilize a short-lived form of cookie  when you visit this site. At Bussian Insurance Agency, a cookie is only  used to identify one unique visitor from another visitor during a  particular session. A session is the period of active site-use while  that unique visitor is linked to our server. We may use cookie  technology during a session as a tool to carry forward your input  information during the enrollment process. This enables the visitor to  input their information once and have the information appear later  during the enrollment process. No personally identifiable information is  stored on the cookie. The cookie expires and is deleted from the  visitor’s computer as soon as they close their browser or if they are  not actively browsing our Web site for more than 20 minutes. Should a  previous visitor to our Web site return for a new session, they will be  issued a new cookie and in no way will they be recognized as a visitor  from a previous visit or session.

Third Party Links
This Web  site may contain links to third party Web sites that are not controlled  by Bussian Insurance Agency. These third party links are made available  to you as a convenience and you agree to use these links at your own  risk. Please be aware that we are not responsible for the content of  third party Web sites linked to us nor are we responsible for the  privacy policy or practices of third party Web sites linked to Bussian  Insurance Agency. Our Privacy Policy only applies to information we  collect from you while you are at and while you are actively in a  session with Bussian Insurance Agency. If you should link to a third  party Web site from Bussian Insurance Agency, we strongly encourage you  to review and become familiar with that Web site’s privacy policy.

Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us at 815-235-6107.